8 posts
When the Office of the Comptroller of the Currency published its proposed final rule on stablecoin activities last week, I found myself examining a document that could fundamentally reshape how traditional banks engage with digital assets. The agency's 250-page proposal establish
OCC Confirms Banks May Conduct Riskless Principal Crypto-Asset Transactions The Office of the Comptroller of the Currency (OCC) issued guidance last week that clarifies an important question for banks navigating the crypto landscape: Can national banks act as principals in crypto
OCC Clarifies Banks May Hold Crypto Assets to Pay Blockchain Network Fees The Office of the Comptroller of the Currency (OCC) issued new guidance this week that resolves a lingering operational question for banks in the crypto space: Can national banks hold crypto-assets specific
Washington did not just bless another crypto service. It widened the federal banking lane for Bitcoin market plumbing. I still remember when federal crypto guidance felt like a sequence of grudging exceptions, each one drafted with the tone of an institution trying not to touch t
The next phase of Bitcoin adoption may not be about buying more coins. It may be about deciding who gets to hold them at institutional scale. For years, large financial institutions preferred to touch Bitcoin indirectly—through ETFs, structured products, and carefully outsourced
The OCC approved eleven crypto firms for national trust bank charters in 83 days, including Coinbase with its $376 billion custody empire. While marketed as regulatory clarity, this creates a two-tier system with federal preemption advantages for approved custodians. The Decentra
When a crypto exchange becomes a federally regulated bank, the question is no longer whether traditional finance will adopt Bitcoin—but who controls the keys In February 2014, the collapse of Mt. Gox evaporated 850,000 Bitcoin from user accounts, teaching a generation the differe
Federal banking regulators just opened the door for crypto-native firms to custody Bitcoin at unprecedented scale. Here's what that actually changes. The arrival of federally-regulated Bitcoin custody marks a structural shift in institutional crypto markets. I remember the conver
